As a first responder the coverage you get through your employer may not properly protect you from all the occupational hazards that could affect you and your family. The First Responders Protection Plan is designed to deal with the gaps in your coverage.
While you're out there keeping the peace, managing disasters, or saving lives... who's watching over your safety?
Whether you're a firefighter, police officer or paramedic, you don't have time to worry about... What if... or What happens next...
As a member of the First Responders Protection Plan you have access to many exclusive benefits designed specifically for you.
Emergency Assistance Program
Emergency grants are available to provide short term, temporary financial assistance to members affected by significant personal hardship, disaster or large scale emergency.
Orphan Benefits
A monthly payment for orphans, which pays $900 per child to the legal guardian for children under age 18 upon death of the parents.
Orphan Scholarships
An annual payment of up to $6,000 per year for up to 4 years for each child, to cover tuition and maintenance for higher learning.
Post Secondary Education Scholarship
250 scholarships are granted each year for higher learning (up to $8,000). Students can apply with a minimum grade point average of 70% and 40 hours of community service.
Tutoring Services
90 hours of tutoring is available if your child misses more than 2 weeks of school.
Post Hospitalization Benefit
After 2 days or more in hospital you have access to assistance with housekeeping, home medication delivery, health monitoring system and transportation.
Childbirth Benefit
After giving birth you can receive support of a registered nurse and other services for up to 3 days.
Legal Services
Access to free and/or discounted legal services with a lawyer in your area for help with a variety of issues including wills, family law and home ownership, etc.
Everyday Financial Helpline
Phone assistance with an accredited counsellor that can help you manage your money.
Terminal Illness Loan
If the member becomes terminally ill, they are eligible to receive up to 75% of the total life insurance plan up to $250,000 interest free. Bereavement Assistance Beneficiaries can be reimbursed up to $1,000 for counselling services to help them deal with their loss.
Consulting Services
Expert and informed advice on health information including making specialist appointments and planning home care.
Family Fun Events
Members are invited to enjoy free and discounted fun events including theme parks, sporting events and more each year.
Project Grants
Members will have the opportunity to organize local volunteer projects that contribute to the well-being of families and communities with financial assistance.
Volunteering
Members have the opportunity to become involved in inspiring community activities such as park builds and raising money for different charities.
Health Assistance
Access to advice on different medical conditions and situations by doctors and registered nurses.
Member Discounts on Products and Services
Including Medical, Dental, Vision, Hearing, Nursing, Massage, Physio, Chiropractic, Medical Equipment, Fitness, Wellness, Shopping, Entertainment and Restaurants.
The First Responders Protect Plan (FRPP) was created after extensive research and consultation with our current clients as well as other first responders like yourselves.
We found that there were some detrimental gaps in your current group insurance plans that are in force thought the government or private employers.
Our goal was to provide all first responders the opportunity to fill in the missing gaps in your coverage, so that you and your family will be properly protected and taken care of in case of you facing an occupational hazard.
It is important to note that this plan is not intended to replace your current coverage, rather to enhance it.
Every First Responder in Canada qualifies for this unique plan.
Stephanie Albert and her team are made up of licensed independent insurance brokers and financial advisors with over 28 years experience. We have strong ties to many top insurance companies and maintain professional and trusting relationships with our clients.
We are life and living benefits specialists. In addition, we have furthered our expertise and received designations including, Elder Planning Counsellor (EPC), Registered Health Underwriter (RHU), Certified Health Specialist (CHS), Mental Health First Aid (MHFA). We are active members of the Independent Financial Brokers of Canada and MDRT and have been awarded and acknowledged many times for our professionalism and honesty by having our clients' best interests at heart.
Stephanie and her team volunteer extensively in the community and support many different charities.
First Responders Protection Plan
2550 Matheson Blvd. East, Suite 130
Mississauga, Ontario, L4W 4Z1
Office: 416-733-1202
Email: info@frpp.ca
Stephanie Albert BA, RHU, CHS
Cell: 416-315-4222
Email: stephanie@frpp.ca